Another year has passed – and wow, what a ride this year has been. It was the year, in which the sentiment around crypto assets changed after years of rather negative sentiment to bullishness. It was the year, in which Bitcoin – for the first time in its...
The European elections are coming! In early June, European citizens will head to the polls to elect the new European Parliament. The 2024 election holds significant implications for the future of digital currencies in Europe, including crypto assets, stablecoins, and...
Recently, I returned from a two-week Asia journey, where I had the honor of participating in a workshop on payments and CBDC with the Central Bank of Indonesia and immersing myself in the dynamic atmosphere of the Singapore Fintech Festival. It was fascinating to...
My recent CBDC mission to Bhutan has greatly broadened my perspectives on central bank digital currencies (CBDCs) – also when it comes to the digital euro. This experience has led me to several conclusions when it comes to CBDC design: 1️⃣ A CBDC must always...
What do people think about central bank digital currencies (CBDCs)? A survey of > 90,000 conducted with capital markets and investment practitioners sheds some light on the demand side of CBDCs. Key insights: 1️⃣ There is limited understanding of and support for...
Deutsche Bundesbank published an article in its recent monthly bulletin addressing this question. Key observations: 1️⃣ The financial sector expects substantial efficiency gains from the combination of using a DLT and the tokenization of assets. Key efficiency drivers...